Take the worry out of life with critical illness benefits

Every 34 seconds, an American suffers a heart attack. Every 40 seconds, someone in the US has a stroke. National average is that 1 in 2 men will be diagnosed with cancer. You can’t predict the future, but you can plan for it. A Critical Illness Plan may include coverage for cancer, heart attack, stroke, kidney failure, transplant, wellness checkups and more.

key features

Here are some Critical Illness Supplemental Benefits features

Critical Illness FAQ

Allstate Workplace Division’s Critical Illness Protection Plan helps provide protection for you and your family from financial hardship due to critical illnesses. You choose your benefit amount, and if you are diagnosed with a covered Critical Illness, Allstate will pay you a lump sum, that will be sent to your home to be used in whatever way you need it.

During enrollment, you will have an opportunity to select $5,000, $10,000, $20,000, or $30,000 for your basic benefit amount. A percentage of the basic benefit amount you select will be available to pay for Critical Illnesses such as heart attack, stroke, major organ transplant, cancer or end stage
renal failure. You are eligible to receive initial payments and additional payments if you suffer from multiple critical illnesses or have a recurrence of the same critical illness, based on your dates of diagnosis. Additional benefits for Waiver of Premium, Transportation, Lodging, and Wellness, pay
a specified dollar amount. A full list of covered illnesses, covered wellness screenings and specific information on each of these benefits can be found on www.allstateatwork.com/homedepot under the “View Brochure” or “Benefits at a Glance” links OR at www.livetheorangelife.com website in the Annual Enrollment Guide during Open Enrollment, or under the 2011 Benefit Summary thereafter.

You may request a copy of your certificate by contacting one of our representatives at 1-866-828-8766.

The amount paid is based on the benefit amount that you select during enrollment. You may select $5,000, $10,000, $20,000, or $30,000 for your coverage.

The Critical Illness Plan is Guaranteed Issue. Guaranteed Issue means there are no questions to answer, exams or tests to take. Your coverage is guaranteed when you apply during the initial enrollment and annual enrollments. Spouse and Child(ren) coverage are guaranteed as well.

There are no health questions to answer when you enroll, but coverage is only available for a critical illness that is diagnosed after your coverage is in-force.

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