CRITICAL ILLNESS
BENEFITS
About Critical Illness Insurance
Critical Illness insurance from Allstate Benefits can help protect the budget so everyone can focus on recovery.
Core health insurance doesn’t always cover all the costs associated with a critical illness diagnosis and treatment. And it certainly doesn’t help pay personal expenses that may accrue during recovery. Critical Illness Insurance can help, by paying cash benefits for a covered diagnosis in addition to any other insurance already in place. And, the cash benefits can be used for anything from hospital bills to groceries – there are no restrictions. Plus, through relationships with the American Cancer Society and The Michael J. Fox Foundation, we offer resources and support to our insured who have been diagnosed with cancer and Parkinson’s disease.
How Critical Illness Insurance Works
Critical Illness Insurance provides benefits when a covered person is diagnosed with an eligible condition like heart attack, stroke, major organ transplant, end stage renal failure or coronary artery bypass surgery. People with this coverage submit claims after diagnosis and/or treatment, and benefits are paid for approved diagnoses and procedures based on a pre-determined schedule of benefits. Employers may choose to add certain cancer diagnoses and other medical conditions to their employees’ coverage. Benefits are paid whether further medical treatment is received or not.
Features & Benefits
Configurable plan designs
Annual Wellness Benefit available
Coverage available for spouse and children
Benefits are paid directly to the covered person without spending restrictions
Coverage can be continued as long as premiums are paid to Allstate Benefits
Specialized resources and support for our insureds diagnosed with cancer and Parkinson’s disease